Refinance My Mortgage

We are going through a bit of a Refinance wave right now

Welcome to Lake Worth Beach Mortgage!

Here, we understand that finding the right mortgage can be overwhelming. That’s why our team is dedicated to guiding you through every step of the process, from application to closing. We make it Easy !!!

To begin the process of a refinance we need to know what you have in the way of financing at the moment and then we will send you an estimate of what is available  right now

Get a Quote on a Refinance. We can show you all the Numbers

Currently we are seeing a lot of cash out refi's where customers are using Equity to consolidate debts

How much home should I purchase
  1. When evaluating a refinance, we meticulously conduct a break-even analysis to determine the timeframe required for the loan to recoup its expenses. Our assessment goes beyond simply considering the month without payment and the reimbursement of your former escrow funds. We calculate by dividing the monthly payment by the closing costs. Typically, we aim for this period to fall within the range of 12 to 28 months, ensuring you derive maximum benefit from your refinancing decision.

  2. When examining a new loan, we construct amortization schedules for both the old and new loans. This reveals the impact of interest and the substantial savings in accumulated interest over time.

Here is an old video when they were only doing 80% cash out

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What’s My Home Worth ?

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