VA Mortgages

The VA Interest Rate Reduction Refinance Loan

The Va Irrrl is a great alternative for any veteran who has a VA loan. This program is currently seeing some of the best pricing of all loan programs with interest rates in the 2’s. Please see the video below to learn more.

(You still need to qualify but there is no appraisal and no income check)

If you don't own your home, VA has great rates with zero percent down !

Va Loans are an excellent alternative for anyone who has spent some time in the military and has their certificate of eligibility. Underwriting is very similar to FHA financing but the mortgage insurance is treated differently.

Where FHA will add 1.75% to the base loan amount to the become the total amount financed, VA will add 2% to the base loan to become the total amount financed.

The good news is that there is no monthly mortgage insurance with VA compared to FHA that has a monthly factor of .85%

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