Here is a quick video regarding 2nd mortgage HELOCS. (Home Equity Lines of Credit) This is a good way of giving yourself liquidity for debt consolidation or projects.
The difference between us and the big banks is the turn time on the loan. Typically this loan will take 2-3 weeks vs the brick & mortar guys who take 90 days.
For this loan we use our go to lender who is the largest in the country and getting better every day